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LEASES EXPLAINED
Contract Hire

Low initial rental, flexible rental patterns, off balance sheet borrowing, optional maintenance costs, optional relief vehicle, fixed budgeting, rental allowable against tax, no disposal problems, no depreciation risk, VAT on rentals reclaimable.

*50% of capital costs assuming some private use & 100% of all your maintenance costs.

PCP

PCP or Personal Contract Purchase features Low initial payment, flexible payment patterns, balloon payment to reduce monthly payments, option of ownership at end of term, interest charges reclaimable.

PCH

PCH or Personal Contract Hire features low initial rental, flexible rental patterns, fixed budgeting, no disposal problems and optional maintenance package.

FINANCE LEASE

Low initial payment, flexible rental patterns, capital released into business, optional maintenance costs, final balloon payment, fixed budgeting, rental allowable against tax, car appears as an asset in your accounts, VAT on rentals reclaimable.

* 50% of capital costs assuming some private use & 100% of all your maintenance costs.
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